Flooding can happen in any region due to seasonal storms, flash flooding and inland flooding. According to FEMA 90 percent of all natural disasters in the United States involve flooding some type of flooding. Floods are not covered under homeowners insurance and renters policies. Here are some tips and information we have put together:
- Know your land and area. Do you live in a flood zone? Even if you do not, remember different types of flooding can occur in any area, 20 percent of all flood claims are filed in low to moderate risk areas.
- Know your policy and contact your agent to discuss coverage plans. As stated, homeowners and renters policies do not cover floods.
- There is a 30 day waiting period for flood insurance coverage, so plan ahead.
Flood Insurance can help protect your assets in the event of flooding. Call or stop by- we can help get the right policy for you and your needs.